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What Gets Covered In Your Vermont Home Inspection

By Karen Godfrey

If you are considering buying a home in Vermont, prioritizing the home inspection is a must. Getting a home inspection can save you thousands of dollars down the road. If you purchase a home without an inspection, and there is an unknown or even a known problem with the home, you'll get stuck paying for repairs that you should not have been responsible for. Most mortgage and insurance agencies will not allow you to finance or insure a home with them if an inspection is not completed. And while the buyer is usually responsible for the inspection fee, some homeowners will offer to pay for the inspection as an incentive to buy their home. Here is a checklist of items the inspector will review.

First and foremost, make sure your home inspector is licensed. There are specific credentials a home inspector must have, to ensure they are qualified for this very important task. This is as important as hiring a contractor to do work around your home.

After you have found the right inspector, they will inspect these areas, at minimum:

The Exterior

If there has been work done on the outside of the house, is there quality in the workmanship? Are all the windows, doors in good condition? Patios, decks, the foundation and roof are also important to examine. The condition of the siding, if present, along with the means of access (stairs, ramps, fencing, etc) will also be reviewed.

The Interior

There is so much inside that needs to be looked at: fireplace/chimney, plumbing, cabinetry, flooring, attic/basement, windows/doors, electrical, wall/ ceilings.

Systems, Appliances and Plumbing

The inspector will run the heat/AC systems, water and appliances (dishwasher, over, etc) to test them. The inspector may also check the serial number on the water heater and furnace, if present, to confirm their age and advise on their remaining lifespan before replacement is needed.

Make sure that anything that could create a financial hardship, if it needed repair, is inspected. There are other items that you may want to address, that not every home inspector is licensed in, and you may want to look into hiring a professional(s) that looks for asbestos, radon gas, lead paint, toxic mold, and pest control problems. Your home inspector may point it out if they spot the presence of mold or termite damage, but only a professional licensed to test for those issues can confirm.

It is strongly advised that you be present when these inspections are taking place. You are hiring someone to complete a thorough job for you, and you want to make sure it is done properly, but most importantly, the inspector can walk through the home and conduct his inspection while discussing his observations with you in real time.

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